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Rates & Insurance

Insurance can be complex, so we'll try to keep it simple.  If you have health insurance coverage, insurance will often pay most of each session fee.  You may have a co-payment on the date of service,  usually in the range of $15.00 to 40.00 /per session. However, if your insurance benefits include a yearly deductible amount that has not been met for the year, you owe the full fee on the date of service.  We will give you a quote of that full fee by phone prior to your first appointment.  Your options for payment are cash, check, FSA account card, credit card or personal debit card.

If you have no health insurance or your insurance plan has a high deductible amount, you may be eligible for our Fair Chance Program.  Please call (217)-431-8825 ext 4, and ask about eligibility for the program.  To qualify you must provide Federal tax forms from the previous filing year as proof of income.  Fees offered by the Fair Chance Program fees are a significantly reduced rate and payment can be made by cash, debit card, or money order. 


We accept: Blue Cross Blue Shield, Health Alliance, Cigna, Aetna, United Health Care, Medicare and many other insurance plans.  We also work with many corporate Employee Assistance Programs offering confidential employer-paid short-term counseling services, generally limited to 3 to 8 sessions.

When you call us at Hope Counseling, we gather basic insurance information and with your consent we will check the terms of your insurance coverage.  Within a day we provide you a quote by phone for the approximate cost of services so you can make an informed decision about starting counseling services. 

Cancellation Policy
If you do not attend your scheduled therapy appointment, and if you have not called to cancel at least 24 hours in advance, our policy is to require a partial payment.  Please understand that this is necessary to meet our operating expenses. When a cancellation is necessary, you may leave a message 24 hours a day/ 7 days a week at our main number,  Ph. 217-431-8825. 

Questions? Please contact Hope Counseling Inc. for further information. We'll be happy to answer your questions.